Enter your current loan, a possible new rate and the cost to refinance. You will see the monthly change, the months it takes to break even, and the total interest on both loans.
Home Tools
Refinance Break-Even Calculator
See how much a refinance could save each month, how long it takes to earn back the costs, and what it does to your total interest.
Want this as a personal plan?
Send this estimate to Rudy and he will follow up with a personalized version, no pressure.
Talk to a lender. Rates, loan programs and approvals come from lenders, not from websites or real estate agents. Talk to your own mortgage broker, or use our preferred lender, Rodrigo Ballon with CrossCountry Mortgage, at 858-735-0255. You are always free to choose any lender you like, and you can verify any lender’s license at nmlsconsumeraccess.org.
A simplified planning model. It does not include cash-out, mortgage insurance or tax effects. Nothing here is a loan offer, a rate quote, tax or legal advice. Rates shown come from public data and change often.
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